In Israel, there are two types of land available.
Property may be
built upon:
Formal identification
of properties in Israel is by the block and lot
system, where a large area -the "block"- is
defined, numbered, and then split up into smaller
pieces, the "lots". The actual size of a block and
its individual lots can change dramatically from
area to area, depending usually upon the actual
amount of development in the area. As the density
of development increases, the number of blocks and
lots increases and their size decreases.
When investigating the ownership and title of a piece of property the
purchaser must first check the Tabu, as the land registry is commonly
called. The word Tabu comes from the name of the land registry during
the Ottoman Empire. There, upon payment of a fee and submission of a request
listing the property's location, the registry provides a document listing
the size of the property, its owners, and any mortgages, liens, or other
restrictions on use or ownership.
If the property is Minhal, the Tabu registration will generally not
list the name of the lessee, and the potential buyers must request the
seller to provide copies of the contract with the Minhal, and to check
the file at the Minhal itself to verify that all payments have been made,
the existence of mortgages or other liens or payments to the Minhal, and
that the property may be transferred. Today the Minhal is undergoing a
process of registering land in the land registry as a means to centralize
all land ownership information.
The title registration of many residential properties, particularly
those which were constructed on Minhal land by one of the large public
building companies such as Shikun Ovdim or Shikun U'Pituach, has remained
at the offices of these companies, who function as land registries for
subsequent resales of these apartments.
Title insurance is new to Israel and is currently only available for
residential property. The Israeli real estate law sees registered title
and not contracts or occupation as the only determination of ownership.
Thus one must verify title and register title to protect ones possession
of property.